Kungani abanye abantu beheha imali empilweni yabo kalula futhi bengenayo imizamo eyengeziwe, kanti abanye baphoqeleka ukuba baneliswe ngezindlela ezincane futhi, ngaphezu kweholo leminye imithombo yokuthola imali esikhaleni sabo, akakho nje. I-psychology yengcebo nokuchuma isebenza kanjani?
I-psychology yengcebo nobuphofu
I-psychology yabacebile nabampofu ihluke kakhulu. Ukwakhiwa komuntu kuthinteka yizinamba eziningi, futhi inhlalakahle yemvelo incike emndenini lapho umuntu azalwa khona, amasiko, isimo sengqondo esivela emndenini wakhe ngokuphathelene nemali. Ubudlelwano nemali umuntu ngamunye wakhela ngendlela yakhe, ngokuthembela ekuhlangenwe nakho kookhokho nokuhlangenwe nakho kwakhe. Ingcebo ivela egameni elithi "unkulunkulu" futhi lisho inqwaba yezinto ezibonakalayo nezingezona izinto, kanti ubumpofu ukungakwazi ukunikeza nezidingo zayo ezincane.
Izenzakalo nezimo ezithinta ukwakheka kwengqondo kwengcebo noma isimo sengqondo esibi sokuphepha kwezinto ezibonakalayo:
- umndeni "ongathandabuzi" isimo sengqondo ngemali (isipiliyoni esidabukisayo sokulahla okhokho);
- ubuhlobo babazali ngemali (tranzhirstvo noma ukucindezela ngokweqile nomnotho);
- ukucabanga ngemali: "imali imbi!", imali enkulu yimali engcolile (ubugebengu, inkohlakalo), "imali ayiyona injabulo!";
- Ulwazi lwezingane ekubhekaneni nemali: ukutholakala noma ukungabikho kwemali ephaketheni, isipiliyoni sokuqoqa kanye nenjabulo yokuthenga into oyifunayo ekugcineni.
I-psychology yobumpofu igxila kumuntu hhayi zonke izici ezingokomoya zomlingiswa :
- umona nokubhujiswa: "wazalwa emndenini ongalungile," "uhulumeni omubi";
- isimo sesisulu - "ngingenzenjani?";
- Amafomu okuzihlonipha aphansi ahloniphe izimangalo kanye nokwesaba impumelelo;
- ukukhwabanisa - uma imali ibonakala kufanele ihlehliswe ngokushesha, ingene emalini.
Psychology yabantu abacebile nabaphumelelayo
I-psychology yobuningi nokuchuma akuyona isimo esiphezulu, kodwa esifinyeleleke kakhulu. Phakathi kwabesilisa nabesifazane abacebile, baningi abakhulele hhayi nje empofu kodwa emndenini ompofu, kodwa ukucabanga ngokuhloswe ngokuchichima, ngokumelene nenkani ukulwa nokungajabuli kwangaphandle, isimo sengqondo somndeni ekugcineni sinikeza imiphumela efunayo - ukuchuma. Ngakho-ke yikuphi ukucabanga kwengqondo yabantu abaphumelelayo?
I-Psychology yabesifazane abacebile
I-Psychology yokuchuma kwabesifazane isesifiso sokuzigcwalisa ngokwabo nakwabanye, banikele futhi wabelane. I-psychology yabesifazane yengcebo nempumelelo iyinjini ye-yin (inyanga) yokuphumula, kodwa lokhu akusho ukuthi azikho izithiyo nobunzima, kodwa ukuthi kukhona ukwethembela kuwe kanye nezwe futhi zonke izilingo zinikezwa okuthile, futhi njengempendulo ezenzweni. Imali ifika kulabo besifazane aba:
- sebenzisa izinsiza ezingenayo ukuze zenze okuhle;
- unakekele othandekayo;
- ukuhlonipha imithetho yokwamukela izihambi;
- wazi ukuthi ungaba kanjani esimweni sokuvumelana nokubonga impilo yonke into.
I-psychology yabantu abacebile
I-psychology yabantu abacebile kakhulu phakathi kwabantu besilisa inezici eziningana ezihlukile. Amandla wesilisa asebenzayo, yan (ilanga). Ngxenye eqinile, izithiyo, ukunqoba, ukuncintisana kubalulekile. Ngakho wabeka esimweni sabo. I-psychology yenhlalakahle yobuntu babantu kanye nokuthengwa kwezinto ezibonakalayo yakhiwe kulezi zici ezilandelayo:
- izimfanelo zobuholi ezithuthukile;
- ukuxazulula;
- umthwalo wemfanelo kanye nekhono lokwenza izinqumo okusheshayo;
- ukuzuza imizwelo;
- ikhono lokusetha nokubala imigomo;
I-psychology yengcebo - kulula kanjani ukuheha imali
I-psychology yabantu abacebile akusiyo isimo se-ephemeral, kodwa ephumelele ngempela, esekelwe emsebenzini omkhulu wangaphakathi, osekelwe yizenzo. I-psychology yengcebo iqala ngokushintsha kwesimo sengqondo ngemali, ukuhlukaniswa kwazo zonke izimo ezingalungile ezivela emcabangweni wezinto ezibonakalayo, ezixhunyaniswe nenhlalakahle yempahla, ngemali. Izenzo eziwusizo ezilula zokwenza isiteshi semali:
- Ukufundisa ukufunda nokubhala ngezezimali. Ukusebenza kwemali, ukutadisha imakethe yokutshala izimali, ukuhoxisa u-10% wemali engenayo ebhange lezingulube, ukutshala imali emisebenzini yemali.
- Ukulawula izindleko.
- Thatha isibindi nomthwalo wemfanelo wokuhamba nomsebenzi okhokhelwayo ophansi ngokuthembisayo.
- Ibhizinisi lakho - lingase liqale ngenjabulo yokuzijabulisa, futhi likhulele ekukhiqizeni imali engenayo - kulaba besifazane bezinhlobo ezihlukene zezingubo, amadoda anesandla.