Ungasindisa kanjani imali?

Ufuna ngempela ukulondoloza imali nganoma yikuphi ukuthenga okukhulu, noma mhlawumbe ukuphumula, imoto, indlu , umshado, ngokujwayelekile, noma yini. Kodwa awukwazi ukukwenza? Kuhle! Namuhla sizophendula umbuzo wakho: "indlela yokulondoloza imali?" Ngaphezu kwalokho, sizokutshela ukuthi ungagcina kanjani imali eningi!

Ukuze ugcwalise iphupho lakho ngeke kudingeke uzivimbele ekuthengeni uphinde uthumele wonke ama-kopeck, okuyinto empeleni enye yezindlela. Udinga nje ukusungula ubuhlobo bakho ngemali , okungukuthi, ngezinga elithile ukuqonda imali futhi uhambisane neseluleko sethu esilula ukuthi ungasindisa kanjani imali:

1. Okokuqala, zikhokhele. Okusho ukuthi, qala ukucabanga njengemishini emikhulu yemali enkulu emhlabeni: "Okokuqala ukhokhela zonke izintela, futhi ne-capital esisele yenza lokho okufunayo." Zonke izindleko zakho zixazululwa ngokwazo uma ubeka eceleni imali ethile, bese uya ezitolo. Omunye nje uzama ukuhlehlisa imali, futhi uzokhohlwa kuze kube phakade ukuthi "ipenny i-ruble isindisa".
2. Hlela zonke izindleko zakho. Ungayisebenzisi ingxenye yesilinganiso sakho somholo wakho ngezicathulo noma nge- mini-bikini , okukubuka ku-counter of a boutique. Ngempela, iqiniso lingcono ukuthenga izimbadada ezifanayo kanye nokuthungathwa kwe-swimsuit, kanye nemali eqoqiwe eya olwandle. Ngendlela, njengezephulelo! Ngokuvamile zigweme kangcono. Iqiniso liwukuthi ngemva kokubona ibhodi lokunamathisela elikhohlisa "Qaphela! Izaphulelo! "Sibheke ngokoqobo njengeZombies. Abantu baqala ukuthenga into abayidingi ngempela. Isibonelo, ungase ucabange ukuthi ngeke ugcine usuku ngaphandle kwalabo abazama amahlumela ashisayo ukuze uhlaziye noma uthi, ama-boots angadingekile ehlobo, kepha uma ungenalo isaphulelo awuke ucabange ukusebenzisa imali eningi "kulokhu ".
3. Ungalokothi utshele noma ubani ukuthi unqume ukugcina imali. Indlela yokulondoloza kahle imali? Ngetulu, othandekayo wami, ngokuthula! Imali ihlala njalo futhi yonke into iyadingeka futhi akekho ozokwenqaba ukuwathola ngamandla angaphansi. Kuhlale kulula ukucela izikweletu ezivela kumngane ovela ebhange elingenakunaphakade, kunokuba uthole imali. Ingabe uyayidinga? Nciphisa impilo yakho. Ungatsheli muntu mayelana ne-piggy bank yakho. Ucwaningo luye lwabonisa ukuthi izigidi zaseMelika azihambanga ezitolo zokudlela ezibizayo nama-boutique. Ngaphezu kwalokho, bahlala ezindaweni ezivamile futhi omakhelwane babo ngokuvamile abaqapheli ukuthi umhlalaphansi uhlala eduze kwabo.

Ungakusindisa kanjani imoto?

Ukuze uphendule umbuzo othi "ngingayigcina kanjani imali yemoto?" Uzodingeka uqale uthathe isinqumo ngemoto yemoto kanye nezindleko zayo. Akulula ukulondoloza imali, kodwa akusikho ukuboleka noma ukuboleka imali. Kunezindlela eziningi ezivela kule nkinga. Isibonelo, ungathola amaholo engeziwe futhi uyifake ngokuphelele kumshini. Uma ungenalo ithuba elinjalo, kuyodingeka ugcine amanye amaholo akho.

Yakha ikhadi lebhange elihlukile, ozoyibeka ngenyanga ethile imali ethile. Zinikezela uzibeke lesi samba futhi uthi, nyanga zonke ngosuku lweshumi, ugcwalise ikhadi lakho "lokuqoqa". Into ebaluleke kakhulu lapha ukunamathela esimisweni. Isimo sengqondo esinganaki ngeke sikusize ukuba usindise imali edingekayo, futhi uma kule nyanga ufake i-akhawunti engaphansi kweyinkulungwane, ngethemba lokuthi ngokulandelayo uzolimboza, bese ungenakwenzeka ukuthola okuthile.

Ngingayigcina kanjani imali imoto ngokushesha? Ngaphandle kwezimo kufanele uvumele ukukhipha imali ngaphandle kwebhange, bese uzohamba kancane futhi ufike ngasephusheni lakho futhi ungikholelwe, maduzane uzohamba emotweni yakho entsha ukuhlangabezana nomoya.