Ukwakha umndeni omusha, ngamunye womshado uthatha umthwalo wemfanelo komunye nomunye, kanye nemithwalo yemfanelo eyengeziwe. Kubandakanya ohlelweni lwezezimali. Ukulondoloza imali kungomunye umsebenzi onjalo. Izimali zakho zihlala zifana, kodwa izindleko zibe zikhulu. Ukulondoloza imali emndenini kungenye yezikhathi ezibalulekile okufanele zixoxwe futhi zixazululwe ndawonye. Ngeke kube khona okuhle uma omunye wamalungu omndeni elandela imithetho yokulondoloza imali, kanti enye ayifuni.
Ake sibheke amaphuzu ambalwa asiza ukuqonda ukuthi ungasindisa kanjani imali:
- udinga ukubukeka okucabangelayo ukuze uhlole ukufaneleka kwakho kwe-creditworthiness. Ungaphonsa imali ngakwesobunxele nangakwesokudla, ngokuya kwesifiso sesibili sokuba nomunye okungadingekile;
- ukuphuma esitolo, wenze uhlu lwalokho okudingayo. Futhi kungenoma yiliphi icala ungabuyeli kulo;
- lapho ucabanga ukuthengwa okukhulu, qalisa ukuqhathanisa amanani entweni efanayo ezindaweni ezahlukene. Ngenhlanhla, ezikhathini zanamuhla ngalokhu awukwazi ngisho nokushiya indlu, kodwa nje ugibele ku-Inthanethi;
- imikhiqizo yokugcina isikhathi eside kanye nezinto zansuku zonke kungcono ukuthenga ezitolo ezinkulu;
- uma udinga isinkwa kanye netiyi kuphela ungayi emuva kwabo ezindaweni ezinkulu zokuthenga, lapho amehlo ebalekela khona okuncane kakhulu. Uma kungenjalo ngeke wazi ukuthi ungaqala kanjani ukulondoloza imali;
- ukukhetha uhlobo lokukhokha kungcono ukulungiswa ngemali. Ukubheka esikhwameni kulula ukuhlola amandla akho okwedlule okwamanje kunokubuka isimo se-akhawunti yakho ekhaya, emva kokuthenga okuphelele;
- konke ukuhlola kokuthenga kufanele kusindiswe. Uma into iphutha - ungayilungisa noma uyishintshe.
Ungafunda kanjani ukulondoloza imali?
Ukuze uqonde ngokugcwele, ukuthi usebentisa kanjani imali nokuthi usebenzise kanjani imali, thola i-notebook ekhethekile. Izoba yincwadi yakho yokubala. Kudingekile ukurekhoda ngisho nokuthengwa okuncane njengobhokisi lomdlalo. Ngenyanga noma emibili uzokwazi ukuthola indlela yokugcina imali ngokubuka ngokucophelela amanothi akho. Ukuhlukanisa lapho konke okwakungokuthenga ngokuzithandela wena uzomangala ukuthi ngaphandle kwemali eyengeziwe yemali yamahhala kwisabelomali somndeni uhlala ngaphezulu.
Indlela yokulondoloza imali emndenini?
Qala ngokuqala ngokucophelela ukuhlela impilo yakho kanye nezindleko zakho. Setha umgomo bese uzama ukuqonda ukuthi ukulungele ukwenqaba ukuwufeza. Mhlawumbe kuzoba ukulahlwa ugwayi noma usuku nosuku, wendabuko emndenini wakho, ikhekhe kusihlwa. Konke okuhle kuqala okuncane. Thola umkhuba wokungasisebenzisi imali yakho yonke emihleni yokuqala. Hlukanisa umholo zibe izingxenye ongazisebenzisa esikhathini esithile. Isibonelo, isonto noma izinsuku eziyishumi.
Ukuze uqonde ukuthi ungafunda kanjani ukulondoloza imali, udinga ukuqonda okushiwo amagama okulondolozwa nokonga. Zama okungenani amaphesenti angu-10
Izindlela zokulondoloza imali ziphakamisa hhayi nje ukudoba okuncane ezitolo. Ukuze unciphise izindleko zesevisi, udinga ukulalelisisa ekhaya. Ukugcina amandla namanzi kungabangela imiphumela emihle kakhulu.
Amathiphu okusindisa imali angasiza uma uwalandela ngokuqinile futhi njalo. Futhi ngenani eliphelele. Ukubheka komunye wemithetho yokugcinwa kwemali kwisabelomali somndeni ngeke kuholele kunoma yimiphi imiphumela.