Izikweletu - njengezinye izinto zingakwazi ukuletha isimo sokucindezeleka cishe wonke umuntu. Kodwa uma ufunde ukubatshela ukuthi kulula ukuboleka imali, ungenza ukuphila kwakho kube lula kakhulu.
Elementary, kodwa ngesikhathi esifanayo, indlela eyinkimbinkimbi yokuqeda izikweletu kancane kancane isabelo semali sesabelomali (noma isabelomali somndeni) futhi, ngokufanayo, ukusatshalaliswa kwezikweletu ezikhona kakade. Zama 'ukungena esikweletu' kuphela uma usesidingo esiphuthumayo: ungakhokhi, uma unesikhwama esiphezulu sabantu abasemva kwakho abalindele ukuthi ubuyisele imali yabo. Kulula kakhulu ukuhlala futhi ukhokhe izikweleti, uma ungalondolozi izikweletu zakho. Yenza uhlu lwezinsiza ezidingekile ozisebenzisayo ezintweni ezifanele ezidingekayo.
Ungasusa kanjani izikweleti zebhange nezesikweletu?
Ngokuvamile, izizathu ezivame kakhulu zokuvela kwamacala ezikweleta - lokhu kungukungasheshi ukugcina imali isikhathi eside futhi, ngokufanele, ukuvela kwemali mboleko. Futhi ababolekisi, ngendlela, bayazi kahle ukuthi umuntu uhlale efuna ukuthola okuningi kunalokho afanele. Futhi ngokujwayelekile, abantu bafuna ukuthola lokho abangafanelanga khona. Futhi kusukela sithanda ukuthi basinike, futhi hhayi thina ngokwethu sizuze imali - sisezikweletu esikweletini. Ngaphezu kwalokho, kunzima kakhulu ukuzinikela ngokwakho kunokuthola omunye umuntu.
Ngokungazelelwe, usenquma ukuboleka imali, khumbula ukuthi udinga kuphela ukuthatha lelo nani ongayikhokha unyaka. Ngemuva kokuba imali ebolekile isesandleni sakho, ngokushesha uzama ukubanika ngokushesha. Isigaba esibaluleke kakhulu kuleli bhizinisi ukufunda ukuthi ungalondoloza kanjani imali!
Kanjani ngokushesha ukulahla izikweleti?
- Khipha ukudla okubi kakhulu kusuka ekudleni kwakho.
- Uma kunokwenzeka, sebenzisa okuncane kokuthutha.
- Ukuze uhambisane nawe uthathe imali encane njengoba kungenzeka, bese uchitha kancane kancane.
- Izinto ezindala nezingadingekile nje ukuthengisa. Kungakhathaliseki ukuthi inani.
- Uma kukhona ithuba elinjalo, hlala okwesikhashana uhlanganyele ohlelweni lokuzijabulisa. Isibonelo, izinkundla zeshashalazi, amabhayisikobho, i-bowling kanye nezifundo zokuzikhandla. Londoloza cishe konke, ngaphakathi kwesizathu, ngokwemvelo.
- Ungathengi izingubo ezintsha, yenza okudala.
- Ungathengisa: igolide, indlu nemishini ye-electronic, ifenisha.
Indlela yokulahla izikweleti - amathiphu "awaziwa"
Uma ulalela izeluleko zabantu abaye babhekana nezinkinga zabo zezimali, ungenza imithetho ethile esebenza ngempela:
- Thola umthombo owengeziwe wemali engenayo.
- Ngisho noma ungenayo imali egcwele, ukhokha ingxenye. Kubalulekile kumthengi ukuthi imali ibuyiselwe kuye.
- Ngemuva kokuthi uhlele futhi ukhokhe lonke imali, yeka ukuthatha entsha. Kungcono ucabange ngemali engenayo eyengeziwe ngesikhathi sakho sokuphumula .
- Ziduduze ngomcabango wokuthi emva kokukhokha yonke imali kubabolekisi, ungathola ngaphezulu.
- Yamukela kokwazi ukuthi umsebenzi unesibonakaliso ongazi ukuthi ungahlala kanjani ngezindlela zakho.
- Uma ufuna ukwenza ukuthenga okukhulu, isibonelo, i-vacuum cleaner noma ifoni, uma kungekho isidingo esiphuthumayo, yiba nesineke amaviki angu-1-2. Uma lokhu kudingekile ngempela kuwe, isithakazelo ngeke siphele, uma singalinda, kungcono ukuthumela le mali ngokukhokha imali,
oboleke kwabanye abantu. Cabanga, mhlawumbe, lowo muntu udinga ukubuyisela imali yakhe ngaphezu kwefoni entsha! - Zivumelanise nomoya omuhle. Ngekhanda elisha kuphela nempilo enempilo uzoba abasebenzi abasebenza kakhulu. Futhi esimweni esicindezelekile, usuke ulahlekelwa amathuba akho.
- Uma ebusuku ungakwazi ukulala nokulala ngokuthula, bese ucabanga ukuthi usuvele ukhokhele izikweletu zakho nomuntu ojabulayo, ovamile.
Futhi ngokujwayelekile, izikweletu akuzona ukuphela kwezwe. Eqinisweni, impilo yakho ayishintshi, yenza!