Ezweni lanamuhla abaningi abanamakhono abanamakhono banquma ukuhlala niche yabo ebhizinisini, banikeze izinto ezingavamile futhi eziyingqayizivele. Ukuze uqalise futhi ufike ezingeni elihle, udinga ukwenza izimali, futhi ngale njongo ukutshala izimali kuwufanelekile.
Ukutshala izimali - kuyini?
Uhlelo olukhethekile lokutshala izimali kumaphrojekthi amasha lubizwa ngokuthi ukutshalwa kwezimali kwezezimali. Muva nje, zivamile. Ukuze uqonde kangcono ukuthi lezi zimali zokutshala izimali, udinga ukucabangela izici zabo eziyinhloko:
- Ukutshalwa kwezimali kwezimali kwenziwa ezinyathelweni zokuqala zebhizinisi, lapho inhloko-dolobha egunyaziwe ingakabikho. Okubaluleke kakhulu uhlelo lwebhizinisi elihle .
- Ukwenza ukutshala izimali ekukhiqizeni, utshalomali uthola inkampani futhi lokhu kuqiniswa isivumelwano.
- Abanomabhizinisi abanayo izibopho kumtshali-zimali, futhi uma ibhizinisi lihluleka, ubuyisele imali eyitshaliwe ayidingeki.
- Ukutshala izimali kungabangela inzuzo enhle, ehambisana nezingozi.
- Umtshali-zimali unesithakazelo esiqondile empumelelweni yalo mqondo, ngakho-ke, ngolwazi oludingekayo, angakwazi ukuhlanganyela ekuphathweni kwenkampani noma abe ngumeluleki ongafanele.
Isikhwama Sokutshala izimali
Inhlangano efaka imali kwizinhlelo ezintsha zezimali ezibizwa ngokuthi i-venture ibizwa ngokuthi i-venture fund. Umsebenzi wakhe uhlobene nengozi enkulu, kodwa ngesikhathi esifanayo kuletha inzuzo enhle. Isikhwama sokusebenza singasetshenziswa ngokukhethekile, lapho izimali zingomkhakha othile wezomnotho noma isifunda, futhi yonke indawo, lapho umsebenzi usebenza ngezinhlelo ezahlukene. Izinhlangano ezinjalo zihlanganyela ekutshalweni kwemiklamo eminingi ukuze kuhlukaniswe izingozi.
Imakethe yezimali zokutshala izimali kusho ukutshala izimali kulezi zinhlangano ezilandelayo:
- Imbewu . Amaphrojekthi afaka ucwaningo olwengeziwe noma ukuthuthukiswa kwemikhiqizo yesampula ngaphambi kokungena emakethe.
- Qala phezulu . Izinkampani ezintsha kudingeka zenze ucwaningo lwesayensi ukuze zikhuthaze izimpahla.
- Isigaba sokuqala . Izinkampani ezinomkhiqizo wazo ophelile ukudayiswa kwezebhizinisi.
- Ukwandisa . Amabhizinisi asebehlala emakethe isikhathi eside, kodwa adinga ukutshalwa imali ukuze kwandiswe inzuzo.
Indlela yokuheha ukutshala izimali?
Empeleni, osomabhizinisi bakhetha abatshalizimali , futhi hhayi ngokufanayo. Ukuze ungaphutha, kubalulekile ukunaka hhayi nje kuphela inani umtshali-zimali onakho, kepha nokuthi yini engayiletha ebhizinisini ekuthuthukiseni esikhathini esizayo. Ukubandakanya ukutshalwa kwezimali okubandakanyeka kusho ukuhambisana nenani lezidingo:
- Umbono omuhle . Ukuze wenze lokhu, kubalulekile ukuletha inkinga noma amathuba amakhulu nokutholakala kwesisombululo esingabizi.
- Ithimba . Usomabhizinisi omuhle kufanele abambisane nabachwepheshe abahlukene ukuze bakhe umkhiqizo omuhle kakhulu.
- Amathemba wokwandisa . Ukutshala izimali ngokuvame ukutshala imali emikhakheni engapheli.
- Izinzuzo uma kuqhathaniswa nabompikiswano . Kubalulekile ukuchazela ngokucacile kubatshali ukuthi ungayithola kanjani ezinye izinkampani ezifanayo futhi uthole ikhasimende lakho.
- Uhlelo lwebhizinisi . Ngaphandle kwalolu dokhumenti, akekho umnikazi wezinkokhelo ozokhokha ibhizinisi elinikezwe ukutshala imali.
I-Venture Investments entsha
Kunezinhlobo eziningana zamadiphozi afanayo:
- I-capital seeding . Umqondo webhizinisi kufanele uthuthukiswe ngokugcwele, okusho ukuthi izindleko ezengeziwe zocwaningo.
- Amabhizinisi amasha . Izezimali zenzelwe ukuthuthukisa nokuthuthukisa umkhiqizo. Kwezinye izimo, ukuchitha imali kuya ekukhangiseni kokuqala.
- Ukwandiswa kwemisebenzi . Ukutshala izimali emhlabeni jikelele kulokhu kudala ukukhula okusheshayo.
- Ukuthenga kwesigxobo sokulawula . Lapho abaphathi benkampani benemikhawulo yemali, basebenzisa imali yokuzibophezela.
- Ukutholwa kwamasheya ngabangaphandle . Kulokhu, abaphathi bafika eqenjini elikhona ukuthenga ibhizinisi.
- Shintsha isimo sebhizinisi . Ukuphathwa kwenkampani kwenza kuvuleke, okunikeza abathengi ithuba lokuthenga amasheya alo.
Veza ukutshala izimali kumaphrojekthi amasha
Izinhlobo ze-classical zalawo maphrojekthi zihlanganisa imibono ehlobene nocwaningo nentuthuko kanye nokwakhiwa. Ukuthembela ekutshalweni kwezimali eziphumelelayo, osomabhizinisi kufanele benze umqondo, bahlole amathuba namathemba esizayo, balungiselele imibhalo yokwakhiwa kweprojekthi bese baphetha isivumelwano. Kubalulekile ukunikeza umqondo onamathemba omuhle futhi uzokwazi ukutshala izimali.
Veza izimali ezisekuqaleni
Izimali zentengo yezindleko ezimweni eziningi zisebenza ngemiklamo engenayo engaphephile. Kufanele kuqaphele ukuthi konke lokhu kuhoxiswa ngenxa yokuthuthukiswa okusheshayo kokuqala okuthile. Kuze kube manje, amabhizinisi amaningi ayaziwa ukuthi asekelwe emakethe ngenxa yokutshala izimali ezivela kulezi zimali. Ukutshala izimali kunesilinganiso esincane esingabungozi besomabhizinisi ngokwabo, ngoba ngeke kudingeke babuyele imali esetshenzisiwe ebhizinisini.
Ukutshala izimali ku-biotechnology
Umkhakha othembisayo we-biotechnology uthola umfutho kuphela. Ochwepheshe bakholelwa ukuthi uthola imboni ethandwa yi-IT. Ukuthuthukiswa kwemali yamaphrojekthi okutshala izimali ku-biotechnologies emazweni emazwe ase-post-Soviet isabisa kakhulu kubatshalizimali, futhi isizathu sisekuqaleni komjikelezo. Ngaphezu kwalokho, kunzima ukuhlola iziqalo zokuqala kule ndawo, ngoba kudingwa ukuhlolwa okujulile. Olunye ubunzima lukhona ngesikhathi sokukhishwa komkhiqizo emakethe kanye nokubuyiswa kwayo.