Kulo nyaka, imali ye-crypto, i-bitcoin, ebizwa nangokuthi "igolide ye-digital," ikhuphuke ngaphezu kuka-1000%, kodwa ochwepheshe banxusa ukuhlala kude nale "golide". Kungani lokho?
Ngokwezibalo ze-Google Trends, umbuzo wokusesha "i-bitcoin" kuleli sonto udlule ukuphakama kwemibuzo ehlobene nomndeni wakwaKardashian. Imali ye-Crypto ibe yinto yokubheka ngokucophelela abantu abavela emhlabeni wonke.
I-Bitcoin yabonakala ngo-2009. Loluhlelo lokukhokha olusezingeni eliphansi olusebenza kuphela kwi-intanethi. Isici esibaluleke kunazo zonke zamatcoins ukuhlukaniswa kwemvelo, okungukuthi, ngokungafani nezinye zezimali, azilawulwa yiliphi ibhange noma isimo.
Ama-bitcoins anama-adepts abawabiza ngokuthi "imali yekusasa", kanye nabaphikisi ababikezela ukuthi maduzane le mali ye-Crypto izoqhuma njengebhola lensipho.
Phakathi kwezinzuzo zama-bitcoins kukhona ukungaziwa, ukungenakwenzeka kokukhwabanisa kumthengi kanye nenkululeko ekulawuleni ngokweqile nokucindezela. Noma kunjalo, ochwepheshe bezimali abaningi baxwayisa ngezingozi ezinkulu ezihlobene nokutshala imali kule mali ye-crypto. Kungani lokho?
1. Ukukhubazeka (ukungazami)
Intengo ye-bitcoins ayizinzile kakhulu, futhi akekho ongakwazi ukubikezela ukukhula kwayo noma ukuncipha. Isibonelo, ngoNovemba 29, 2017, izinga lokushintshanisa lwemali ye-crypto lidlule uphawu lwama-$ 11,000, kodwa lwawela ngokukhululekile ku-9,000.
UJames Hughes, umhlaziyi ophezulu ku-AxiTrader yenkampani yokuhweba uthe:
"Abathengisi abaningi abanolwazi bazi kahle kakhulu, konke okukhula ngokushesha kuyashesha ukuwa ngokushesha uma kufika isikhathi, futhi lesi sikhathi sizofika"
Kumele kuqashelwe ukuthi, ngokusho kwamanye ochwepheshe, ukungazwakali okukhulu kwe-bitcoin kubangela ingozi nje yokusebenza kwesikhashana, futhi akuthinti ukutshalwa kwezimali isikhathi eside.
2. Ukungaziwa
Esinye sezizathu zokuthandwa kwe-bitcoin ukungaziwa kwayo. Ngesikhathi esifanayo, ithuba lokuhlala lingabonakali futhi lingalawulwa yiziphathimandla kwenza le mali ye-Crypto ikhangele kuzo zonke izinhlobo zezinkohlakalo, ngoba akunakwenzeka ukulandelela ukuthi imali iyini. Ukuntuleka kolwazi ngomuntu owenza naye isivumelwano, kubeka abasomali engozini yokuba yingxenye yenqubo yokukhishwa kwemali noma isisulu samaphekula.
Isibonelo, ngo-2016, abaduni bavimbela ikhompyutha yeJapane eneminyaka engu-50 ubudala futhi bafuna ukukhululwa kwesihlengo sama-bitcoins amathathu. Isihlengo sakhokhwa kubaphangi, kepha abazange bavule ikhompyutha. Kwakungeke kwenzeke ukuthola izigebengu bese ubuyela ama-bitcoins.
Ngo-May 2017, imali ye-crypto yayiphakathi nendawo yokubheka umhlaba jikelele, ngemuva kokuthi izinkulungwane zamakhompyutha zivinjelwe igciwane elibizwa nge-WannaCry. Ukuvula abaduni bafuna isihlengo kuphela emabhakeni.
Kungenzeka futhi ukuthi ama-bitcoins angasetshenziswa amaphekula ukuze asebenzise imisebenzi yabo. Kulesi simo, imali ye-crypto ingavinjelwa ezingeni lezomthetho yizizwe eziningi. Lokhu kuzoholela ekwehleni okubukhali emalini we-Bitcoin.
3. Ukungabi khona kwesisekelo sempahla
"Ngebhizinisi, imboni kanye nabantu ngabanye, kungaba yingozi kakhulu ukutshala izimali ezincane, ngoba kungumthetho ongaqinisekisiwe nanoma yimiphi impahla ebonakalayo, kodwa ngokufuna okuphezulu kakhulu"
S.P. I-Sharma
Ngokungafani nemali, i-bitcoin ayinaso isisekelo somzimba, ngakho-ke, ngokusho kochwepheshe, angeke ibe yindlela yokukhokha ephelele. Uma izimali zinezinga eliyisisekelo sezinto ezibonakalayo, okuyinto encike kwinqubomgomo yombuso nezinqumo zebhange eliphakathi, ukukhula nokuwa kwamatcoins akulawulwa yinoma yini futhi kuxhomeke kuphela ekulinganisweni kokunikezwa nokufunwa.
I-Bitcoins ayikwazi ukubizwa ngokuthi yimali, ngoba ayinayo izimpahla ezimbili eziyisisekelo zemali, okuyikhono lokukala inani lezimpahla kanye nekhono lokulondoloza inani labo.
Cabanga ngesimo: amafemu amabili aphetha ukuthengiselana kwezimpahla ezivela ezweni elilodwa kuya kwelinye futhi avumelana ngokukhokha izimpahla ngamabhitcoins. Izimpahla ziya endaweni eyazo amasonto ambalwa. Asho ukuthi ngalesi sikhathi intengo ye-bitcoin iphindwe kabili. Yini amafemu abalingani abazokwenza kulokhu?
4. Azikho izindlela eziphephile zokutshala izimali ku-Bitcoin
Njengoba sekushiwo kakade, ngokutshalwa kwezimali okungaziwa ungaba yisisulu sabakwa-scammers futhi ulahlekelwe zonke izimali. Ngaphezu kwalokho, kufanele kukhunjulwe ukuthi konke ukuthengiswa kwezinto ezincane kungenakuguqulwa, njll. Ukukhanselwa kwemali engenayo akunakwenzeka, noma ngabe wenze iphutha.
5. Akekho owazi kahle ukuthi uyini
Muva nje, umqondisi we-American Financial holding JP Morgan, uJamie Daymon, wabiza ama-bitcoins a pacifier futhi wawaqhathanisa nomkhuhlane we-tulip ka-1630, owaba yi-first bully marketplace bubble emlandweni. Kulokhu, isikhulu esiphezulu se-Bitcoin-exchanger uZebayay Sandip Goenka waphikisana nokuthi uDimon, mhlawumbe, akaqondi nje ukuziphendukela kwamatcoins.
Ngakho cabanga: uma umqondisi wekampani enkulu kakhulu yokubamba izimali engaqondi, isakhamuzi esijwayelekile singaqonda kanjani lokhu? Futhi njengoba umtshali-zimali odumile waseMelika uWarren Buffett wathi:
"Ungaqondi, ungafaki imali"
Ukungavikeleki
Isimo sama-bitcoins namanye ama-crypto-currencies asilawulwa umthetho. Ngakho-ke, konke ukutshala imali ku "idijithali ledijithali" kuyingozi kakhulu. I-economist eyaziwa kakhulu yase-Indian S.P. U-Sharma uthe lokhu kanje:
"Uma sithenga okuthile ngekhadi lesikweletu kanye ne-deal breaks, singabiza ibhange futhi sibuze ukubuyiselwa imali. Kodwa uma ukhohliswa lapho usebenzisana neBitcoin, ngeke ukwazi ukubuyisela imali "