Kusukela esikhathini esidlule, abantu baye basebenzisa imibono yabantu ukwenza imali. Sikunikeza ukuthi ufunde ngezibonakaliso zemali ezivame kakhulu.
Izimpawu nezinkolelo-ze ngemali
Kuyafaneleka ukuqala, mhlawumbe, ngeqiniso lokuthi imali eningi ayenzeki. Imali yemali ayithandi uma iqala ukukhanya. Kunezinto eziningi ezithatha imali nengcebo, okumele bakholwe - unganquma kuphela. Khumbula into esemqoka: kufanele ukhokhe konke. Futhi uma unikeza ngokwengeziwe, uzothola ngokwengeziwe. Futhi uyithathe kuzo zonke izinzwa.
Kukhona iphethini elithile: uma ubambelela ezandleni zakho, izifiso ezimbalwa onakho, ukuthi ungayisebenzisa kuphi. Ungakhohlwa ukuthi imali idonselwa imali, ngokufanele, uma unayo ngokwengeziwe, iyokhula ngokwengeziwe.
Khumbula ukuthi imali oyidingayo ukuthi uyithande futhi ubale njalo, amanothi esikhwameni sakho kufanele ahlelwe ngendlela efanele. Imali ithandwa lapho abantu becabanga ngakho. Gcina imali endlini, ngoba imali iya emalini. Ungalokothi uqede izikweletu, noma ngabe kunjalo ungabhidli. Ungakwazi ngisho ukukhuluma ngezikweletu bese uzibiza wena.
Izimpawu ezihambisana nemali, zimangele ngokuqala nokuhlukahluka kwazo. Kukhona uphawu oluthandwayo ngemali, oluqondiswa yilokho okudingeka ubeke khona imali yesiliva ngaphansi kombundu, futhi njalo lapho ubuyela ekhaya, udinga ukukhuluma emnyango: "Ngingumkhaya, imali ingemva kwami." Zama ukwakha intaba encane ekhoneni, lapho kuyoba khona, kuyoba namandla okudlidliza okuvela kuyo. Ungathathi imali kusuka lapho, ngokuphambene nalokho, zama ukungeza zemali kuso njalo.
Izimpawu zokuheha imali
Isibonakaliso sokuheha imali singabhekwa njengomthetho wezomnotho: uma imali yakho engaphezulu, imali ozoyisebenzisa, ungakhohlwa ngalomthetho.
- Imali ivame ukuba yinkinga, ngakho-ke zama ukungathathi imali ngesandla, ngaphandle kwalokho ungalimaza wena.
- Ungalondolozi kumacebiso ezitolo zokudlela nezindawo zokudlela ezinhle, futhi zama ukuvuza umuntu ngokukhululekile ngomsebenzi owenziwe kahle, imali emuva kwakho ngokuphindwe kathathu.
- Ngaso sonke isikhathi thatha imali ngesandla sakho sobunxele, bese uyinika ngakwesokudla.
- Uma ubona inyanga ekhulayo ngakwesokunene sakho, mbonise isikhwama sokuvula ukuze ukukhanya kuwele imali yakho.
- Awukwazi ukukhala ngekhanda ngaphakathi - imali ngeke ifakwe.
- Amabhodlela angenalutho awafakiwe etafuleni.
- Kunconywa ukusika izipikili ngoLwesibili noma ngoLwesihlanu - lokhu ukwandisa imali engenayo.
Izibonakaliso zokuheha imali zivame ukusekelwe ezizindeni zengqondo, kanye nemithetho yomnotho. Ukuthandwa kwemali imali, kuyimvelo yabo yemvelo. Imali akufanele ibe umgomo wakho wokugcina, ingaba yindlela kuphela yokufeza yona, isibonelo, gcina inani elifanele lohambo olwengeziwe noma ukuthenga imoto.
Thola imali ngenjabulo, inkokhelo iholidi, futhi ngaphandle kokuzisola kusho ukuyeka imali. Futhi, ungasheshi kusukela ekudlulele ngokweqile kuze kube ngokweqile: awukwazi ukunamathela kakhulu emalini, thola isicelo esifanele nesithakazelisayo namuhla futhi manje. Emva kokufa awukwazi ukulahla imali yakho ukuze uthole injabulo yakho.
Imali esesikweletu - izimpawu
Kufanele uqaphele lezi zibonakaliso uma uboleka imali . Uma unomsebenzi phambi kombolekisi, ke unganiki imali esikweletini, ngoba uzobheka ukuthi angeke abuyisele imali yakho kuwe.
Uma kungekho indlela yokubuyisela izimali, akunakwenzeka ukunikeza imali. Kukholelwa ukuthi awukwazi ukuboleka imali lapho inyanga idlula, futhi ungakhokhi ngoLwesibili nakusihlwa. Uma udinga ukuboleka imali, kungcono ukuwabeka kuqala phansi, akukho cala uwafaka etafuleni lokudlela. NgoMsombuluko, akukhuthazwa ukuboleka imali. Ungalokothi uthathe izinyathelo emgwaqweni, ikakhulukazi emiphakathini - zingonakaliswa.