Imali yokubeletha yabantwana abayi-3

Abazali besikhathi esizayo bayaqonda ukuthi ngokubonakala kwengane kuzodala futhi kubize izindleko, futhi lokhu kungabangela ukukhathazeka okuthile, ngoba ufuna okuningi ukunikeza ingane konke okusemandleni akho. Futhi uma umndeni ungalindelekile ukuba uzalwe i-karapuza yokuqala, khona-ke inkinga yokuphepha kwezinto ezibonakalayo iba nzima nakakhulu. Ngoba abantu abaningi bazama ukwazi kusengaphambili ukuthi yiziphi izinzuzo ezingalindelwa lapho umntwana ezalwa. Enye yezinhlobo zokusekela imindeni yilokho okuthiwa imali enkulu yokubeletha. Uhlelo olunjalo lwaqala eRussia ngo-2007 futhi lubandakanya usizo lwezezimali kubantu ababeletha noma abamukela ingane yesibili noma eyalandela. Kodwa lokhu kumele kuhambisane nemibandela eminingi.

Ngezinye izikhathi kubhekwa ukuthi ukuxhaswa kuhlinzekwa kuphela ngosana lwesibili, kodwa lo mbono uyiphutha, ngakho-ke umbuzo ungase uphakamise ukuthi ingabe umthamo womama unikezwa izingane ezintathu. Kuyafaneleka ukutadisha ulwazi ngalesi sihloko, ukuze uqonde ukuthi kufanelekile ukubala kulolu sizo.

Ingabe omama bakhokha izingane ezintathu?

Loluhlelo luhlelwe kuze kufike ngo-2016, kepha manje ludluliselwa kuze kufike ngo-2018. Ilungelo kulolu sizo luvela emndenini kanye kuphela. Kodwa kukhona inhlawulo enjalo ukuthi uma abazali ngenxa yezizathu ezingazange zisebenzise lolu hlobo lwezinzuzo emva kokuzalwa komntwana wesibili, base benelungelo eligcwele lokuthola imali yokubeletha ingane yesithathu.

Ukuchitha kusho ukuthi akunakwenzeka ngokwengqondo, futhi kuphela ngezinhloso zomthetho:

Iphuzu lokugcina yindlela entsha eqala ukusebenza kusukela ngoJanuwari 2016.

Kumele uqaphele ukuthi ungakwazi ukukhokhela ukuqeqeshwa kunoma yikuphi kwezingane, hhayi ngempela owamukela isitifiketi. Kukholelwa ukuthi abazali abaningi basebenzisa imali yokukhokhela ukulungisa izimo zokuphila.

Ukuze uthole usizo, kufanele uhambisane nemibandela eminingi:

Imithetho yokwakha

Futhi, abaningi bafuna ukwazi ukuthi imali engakanani yokubeletha inikezwa izingane ezintathu. Ngo-2016, usizo luyi-ruble engama-453 026 ayizinkulungwane, lokhu kufana nalokhu ngo-2015. Uma kuhlaziywa esikhathini esizayo kuzokwenziwa futhi, ngo-2017 usizo luzoba ngama-ruble angu-480 000. Ngo-2018, inani lemali yokubeletha ezinganeni ezintathu kuzoba yi-ruble ayizinkulungwane ezingu-505, kodwa kukhona ukwesaba ukuthi ngo-2017-2018, izinkokhelo zizohlala ezingeni lika-2016, okungukuthi, ungalindeli ukufakwa ohlwini.

Kodwa ungakwazi ukulahla usizo, ngemuva kokuguqula iminyaka engu-3 ubudala. Uma umndeni unesidingo sokukhokha imali mboleko endlini, awukwazi ukulinda le nkathi. Uma kunesidingo, hlela igumbi lomntwana onesifo sokukhubazeka, izimali zingasetshenziswa kuze kube yiminyaka emithathu.

Ungafaka isicelo sesitifiketi ngesikhathi esifanele ngaphambi kokuphela kuka-2018. Izivimbelo ekusetshenzisweni kwezimali azikho konke, ukuze umndeni ulahleke usizo uma kunesidingo.

Ukuze uthole isitifiketi udinga ukufaka isicelo esikhwameni sePensheni, futhi udinga ukuba namaphepha anjalo nawe:

Kuyadingeka ukwenza amakhophi azo zonke amaphepha, futhi okumele kungadingeki kunikezwe. Lindela isitifiketi inyanga emva kokufakwa kwamadokhumenti.